Private PPO Plan Tiers

Coverage Built for the Long Haul

Three deductible tiers, one nationwide PPO network. Compare Gold PPO plans designed for truck drivers, owner-operators, and 1099 contractors — then lock in your rate with a licensed agent at zero cost.

Gold PPO Plan Tiers

Three Deductible Tiers. One Network.

Every tier includes the same nationwide PPO doctor and hospital access. The difference is your deductible cap and monthly premium.

Most Popular Trucker Choice

$1,000 Deductible Gold PPO

Lowest deductible — most first-dollar coverage

  • $1,000 annual hospital-only deductible
  • Nationwide PPO doctor & hospital access
  • Low specialist copays in every state
  • Full prescription drug benefits included
  • Preventive care covered 100%
  • Telehealth access on the road
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$2,500 Deductible Gold PPO

Balanced monthly cost with strong coverage

  • $2,500 annual hospital-only deductible
  • Nationwide PPO network access
  • Preventive care covered 100%
  • Prescription & urgent care benefits
  • Emergency coverage across state lines
  • Telehealth access on the road
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$5,000 Deductible Gold PPO

Lowest monthly rate — major medical protection

  • $5,000 annual hospital-only deductible
  • Emergency & hospital protection
  • Telehealth access included
  • Preventive care covered
  • Catastrophic major-medical safety net
  • Lowest monthly premium option
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Included With Every Plan

Benefits That Travel With You

Doctor & Hospital PPO Network

Access any doctor or hospital in the U.S. Verify your primary physician, specialist, or regional hospital system is inside private PPO networks before you enroll.

Prescription Drug Benefits

Generic and brand-name drug savings included with every Gold PPO tier. Formulary coverage verified against your current medications.

Family & Spouse Coverage

Add a spouse and up to 6 dependents. Household rates calculated from verified underwriting matrices — no medical exam required.

Preventive & Wellness Care

Annual physicals, screenings, and wellness visits covered at 100% with $0 copay on every plan tier.

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